Sophie proves lethal for Lennox Head
That honour belonged to team-mate Chelsea Coleman.
Towner finished second and two other Lennox Head players filled third and fourth positions.
It gives you some idea of how dominant Lennox Head was in 2008, and last year, having not dropped a game during this period.
Lennox Head beat Richmond Rovers 6-1 to capture the title on Friday, but according to Towner the team didn't take anything for granted in the lead-up to the grand final.
"No way," Towner said.
"Rovers are a good side and they had nothing to lose.
"We just made sure that we were switched on and went out there and were ready for anything they could throw at us."
Although Towner said she had scored a hat-trick of goals a couple of times during her career, it had never happened in a grand final previously.
"Doing it in a grand final is pretty special," the Southern Cross University nursing student said.
"It (the hat-trick) was definitely on my mind, but I was just playing it as it came.
"I didn't go out with the aim of scoring a hat-trick in the grand final but it was a good feeling when it happened."
She said there was no special secret to Lennox Head's success this year.
"We train pretty hard, we all get on really well, there is a good atmosphere around the club, they're a great bunch of girls and we've got a good coach," Towner said.
Lennox Head coach Damion Davis paid tribute to his team maintaining motivation throughout the year and taking that form into the grand final.
"We had a game plan in the grand final and we stuck to it and I'm very proud of way they played," Davis said.