One-stop home buyer's shop
HOME buyers on the Northern Rivers can access a home loan and find the house of their dreams at Century 21 Real Estate offices since a Gold Coast-based finance brokers firm bought the franchise a week ago.
Century 21 offices in Lismore, Ballina, Kyogle, Alstonville and Murwillumbah now offer finance for customers through CSA Finance.
Managing director of CSA Finance, Chris Szigeti, said he was very happy to be a Century 21 franchisee. The qualifying process took three weeks and both businesses had checked each others credentials. “We pitched to each other,” Mr Szigeti said.
With more than 30 years of finance experience, Mr Szigeti said the partnership with Century 21 provided clients with a one-stop shop for a property and a loan for their home if they chose to go with CSA Finance - Century 21 Home Loans.
The advantage in using a broker, Mr Szigeti explained, was that they could deal with all the banks and could choose the right loan structure for individual clients.
“We can cut the cloth to suit the cloak,” he said.
CSA Finance-Century 21 Home Loans offers the same interest rates as banks, but a broker can take care of the details of the loan process, Mr Szigeti said. “We take the pain out of the process.”
Mal Jones McGrath, state manager of CSA Finance-Century 21 Home Loans, would continue to be the 'man-on-the-spot' and as a Northern Rivers resident for 23 years he understood clients' needs, Mr Szigeti said.
Warren Stapleton, chief executive of Century Home Loans Australia, said the company already had a strong presence in Queensland and the partnership with CSA Finance would position them on the Northern Rivers and give home buyers more choice.
“We are used to working with people buying property. We know it can be very stressful, especially for first-time home buyers. It is important to manage people's expectations,” Mr Stapleton said.
Mr Szigeti said obtaining a home loan was the biggest investment most people made.
“The more choice and advice available to residents, the more informed choices they can make about loans,” he said.