$1500 card fraud surprise
IMAGINE logging on to your internet banking website and realising that thousands of dollars had been stolen from your account.
Sounds like a nightmare, right?
That's exactly what happened to Adam and Leigh McArthur, of Goonellabah, earlier this week.
"I was checking our statement and saw that $1500 had been spent at a designer clothing shop in America," Mr McArthur said.
"I checked it because the transaction reference didn't ring a bell.
"It was a company I'd never heard of before.
"Straight away I rang the bank and had our debit card cancelled.
"Then I emailed the company and told them the $1500 had been spent illegally.
"The company was pretty good about it - they said something had come up through their security processes anyway; but it is a worry.
"Someone in the States must have gotten my card details."
That card has since been cancelled and chopped up into tiny pieces.
It isn't the first time Mr McArthur has been a victim of personal fraud.
His eBay account was hacked and someone, posing as him, used his account to try to sell a $30,000 Harley Davidson.
Personal fraud is becoming a major problem in the digital era, according to figures released by the Australian Bureau of Statistics yesterday.
The survey found that Australians lost $1.4 billion in 2010/11 due to personal fraud.
Results estimate that three in five victims of personal fraud (713,600 people) lost money; an average of $2000 per victim.
It also found that 1.2 million Australians, or 6.7% of the population aged 15 years and over, were a victim of at least one incident of personal fraud, an increase from 2007 when there were 806,000 victims (5%) of personal fraud.
The survey results also show that 3.7% (662,300 people) of Australians were victims of credit card fraud and 2.9% (514,500) were victims of scams.
Despite his recent bad experience, Mr McArthur says he won't stop using the internet for purchases.
"It was probably just a one-off and we're lucky because we are going to get that $1500 back," he said.
HAVE YOU EVER BEEN THE VICTIM OF PERSONAL FRAUD?